At NCR Loan, we are dedicated to protecting your privacy and ensuring the security of your personal information. This Privacy Policy explains how we collect, use, disclose, and safeguard your data when you apply for and use our private loan services. Please take a moment to read this policy carefully to understand how we manage your information.
1. Information We Collect:
When you apply for a private loan or utilize our services, we may collect the following types of personal information:
Personal identification data (e.g., name, address, date of birth)
Contact information (e.g., email address, phone number)
Financial details (e.g., income, employment information, credit history)
Government-issued identification, such as a Social Security number
Transaction and account data
Any other information necessary for loan processing and assessment
2. How We Use Your Information:
We use your personal information for the following purposes:
To process your loan application
To verify your identity and evaluate your eligibility for our services
To assess your creditworthiness
To communicate with you regarding your loan application and account
To provide customer support and address your inquiries or concerns
To comply with legal and regulatory requirements
3. Information Sharing:
We may share your personal information with the following entities:
Financial institutions and credit bureaus for credit checks and reporting
Third-party service providers assisting with loan processing and servicing
Legal and regulatory authorities when required by applicable laws
In the event of a merger, acquisition, or sale, your information may be transferred to the acquiring entity
4. Data Security:
NCR Loan employs industry-standard security measures to protect your personal information from unauthorized access, disclosure, or alteration. However, please be aware that while we strive to secure your data, no online transmission or electronic storage is entirely risk-free.
5. Your Choices:
You have the right to:
Review and update your personal information
Opt-out of marketing communications
Request information about our data practices
Withdraw your loan application
Close your loan account
6. Changes to Privacy Policy:
NCR Loan may revise this Privacy Policy periodically to reflect changes in our data practices. Significant updates will be communicated to you